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TRAVEL BONUS COMPARISON

Venture vs. Sapphire Preferred: spending and eligibility

Compare welcome rewards, required purchases, annual fees, bonus eligibility, and payout timing using dated official issuer terms.

Dated issuer terms are compared below. Direct source links appear in both guides. Cash, points, and restricted credits are shown separately.
Welcome offer requirements and costs
What to compareVenture Rewards cardVenture Rewards ↗Chase Sapphire Preferred® cardChase Sapphire Preferred® ↗
Welcome reward75,000 bonus miles75,000 bonus points
Extra introductory credit$300 restricted travel stays credit; separate rules applyNot included in this comparison
Required purchases$4,000 in purchases$5,000 in purchases
Purchase windowIn the first 3 monthsIn the first 3 months
Annual fee$95 annual fee$95 annual fee
Bonus eligibilityNo new-cardmember bonus if you received a Venture or Venture X bonus in the past 48 months. Miles are not cash; redemption values vary.Unavailable if you currently have this card. A bonus may be unavailable if you previously held it or received its new-cardmember bonus.
Expected payoutMiles within two billing cycles after qualifying; credit availability follows issuer terms.Allow six to eight weeks after qualifying.
Terms reviewed2026-09-082026-09-09

Start with spending and redemption.

These offers use different reward currencies. A points balance and a miles balance of the same size need not buy the same trip. Choose a redemption you would actually use, subtract the costs you expect, and check whether the purchase target fits your existing plans. A restricted travel credit should not be treated as cash in your bank account.

Run your own numbers.

Hypothetical: someone with $300 a month in ordinary eligible purchases has about $900 over three months. A larger reward does not close a gap between that budget and a higher purchase target. Leave room for refunds and posting delays.

Check the target against your spending plan ↗

Read the complete requirements

Venture Rewards: qualification steps, exclusions, dates, and sources ↗

Chase Sapphire Preferred®: qualification steps, exclusions, dates, and sources ↗

Application offers can vary. Confirm the exact offer and pricing before applying; this comparison does not guarantee a reward or credit approval.