Compare new-money requirements, maintained balances, qualifying transactions, and monthly fees before moving your business cash.
Direct issuer links. We currently receive no commission. Reviewed dates appear on each guide. This small shortlist covers two selected business checking offers, not the entire market.
Two deposit tiers
Chase Business Complete Checking®
Business checking
$500
maximum cash bonus
$10,000 new money + 5 transactions
Deposit 30d · hold 60d · transact 90d
$15/mo · waivable
A $400 tier with a smaller deposit is available; the maximum reward is not automatically the better use of cash.
Check eligibility before applying
Existing Chase business checking customers, specified political/government accounts, JPMorgan Chase employees and affiliates, and restricted prior closures are excluded. Signers can receive one business checking offer per two years.
No monthly maintenance fee; compare the cash you must retain and the transaction rules before opening.
Check eligibility before applying
Businesses with an existing U.S. Bank business checking account or one closed within the past 12 months are excluded. One bonus per business; no combining business checking bonuses. Current U.S. Bank employees are excluded.
Record when to deposit new funds, how long to maintain the balance, and when the required transactions must post. Finishing one does not complete the other two.
Choose the account your business can keep.
Protect money needed for payroll, taxes, suppliers, and unexpected expenses. Compare ongoing fees and transaction allowances as well as the bonus.
Both linked issuers describe application requirements for sole proprietors. An LLC is not a universal prerequisite. Your business, documents, location, and account history still need to meet the issuer’s requirements.
