How do I earn this bonus?
- Enroll by October 15, 2026. Use the offer-linked online application or present the offer in branch.
- Deposit new money within 30 days: $2,000 for $400, or $10,000 for $500. Maintain the tier balance through the 60-day period from enrollment; confirm the exact funding/holding dates with Chase.
- Complete five qualifying transactions within 90 days of enrollment.
What counts—and what doesn’t.
Qualifying activity
- New funds from outside Chase and affiliates; debit purchases, QuickDeposit, ACH credits, wire credits/debits, online bill pay, or QuickAccept.
Excluded or unsafe to assume
- Existing Chase/affiliate deposits; ACH debits, Zelle/person-to-person payments, and online transfers to Chase credit cards.
QuickAccept card payments combine into one qualifying transaction per day. Falling below the tier balance can reduce or eliminate the bonus.
Who is eligible for this offer?
Existing Chase business checking customers, specified political/government accounts, JPMorgan Chase employees and affiliates, and restricted prior closures are excluded. Signers can receive one business checking offer per two years.
Closed-account exclusions cover the stated 90-day lookback and negative-balance closures within three years. Review how the rule applies to every signer.
U.S. business offer; confirm availability for your address and business structure. Account approval and bonus eligibility are separate decisions.
What fees could reduce the bonus?
The $15 monthly fee has waiver options, including a $2,000 minimum daily ending balance. Transaction and cash-deposit charges can still apply. Check the fee schedule.
When does the qualification clock start?
All three windows start at offer enrollment. A 90-day transaction deadline does not extend the 30-day funding deadline.
When should the bonus arrive?
Within 15 days after all conditions are met; account must remain open and unrestricted.
A concrete example
Planning example: choosing the $400 tier leaves $8,000 more available than the $500 tier. Compare that liquidity with the extra $100 reward.
Timing and availability
Enroll by Oct 15, 2026. This is a dated offer snapshot. Confirm that the promotion is still available before opening an account.
Set an early target.
Plan each milestone separately. These dates share the start date below; confirm the issuer’s counting and balance rules.
Uses a seven-day buffer. Confirm the exact deadline with your issuer; this tool does not check eligibility.
Your completion checklist.
Keep the official terms and supporting records privately. Checkmarks are your notes, not confirmation from the bank.
Keep the terms with your checklist.
Save the official offer terms and your enrollment confirmation. Record the exact start date, qualifying activity, deadline, and expected payout. Check the issuer’s full account agreement for account-standing, holding-period, and early-closure conditions; this summary does not establish that there are none.
Keep the account eligible through payout. Check the current agreement before closing or changing the account.
If the bonus does not arrive
Wait through the stated payout window, then ask the issuer which condition remains unmet. Keep your offer confirmation, qualifying posted transactions, and support case number. Share account documents only through the issuer’s secure channels.