How do I earn this bonus?
- Apply through the issuer’s offer page; approval is required.
- Spend $500 on purchases in the first three months.
- The bonus is added to your rewards balance within two billing cycles after qualifying.
What counts—and what doesn’t.
Qualifying activity
- Eligible purchases under your card’s rewards and offer terms.
Excluded or unsafe to assume
- Cash advances and balance transfers are not purchases. Do not count interest, fees, returned purchases, or cash-equivalent activity without confirmation in the applicable terms.
Another version of the card or application page may carry a different offer.
Who is eligible for this offer?
Existing or previous cardmembers who received this product’s new-cardmember bonus in the past 48 months are not eligible.
Issuer approval is separate from bonus eligibility. No new-cardmember bonus for this product in the past 48 months.
U.S. offer; confirm availability for your address with the issuer. Bonus qualification does not guarantee account or credit approval.
What fees could reduce the bonus?
$0 annual fee. 0% intro APR for 12 months on purchases and balance transfers, then 18.49%–28.49% variable APR. Balance transfer fee applies.
When does the qualification clock start?
Three months from account opening, not card delivery or activation.
When should the bonus arrive?
Within two billing cycles after qualifying.
A concrete example
Hypothetical spending plan: $200 + $200 + $100 in eligible planned purchases totals $500. Leave time for transactions to post.
Timing and availability
End date not stated. This is a dated offer snapshot. Confirm that the promotion is still available before opening an account.
Set an early target.
Uses a seven-day buffer. Confirm the exact deadline with your issuer; this tool does not check eligibility.
Your completion checklist.
Keep the official terms and supporting records privately. Checkmarks are your notes, not confirmation from the bank.
Keep the terms with your checklist.
Save the official offer terms and your enrollment confirmation. Record the exact start date, qualifying activity, deadline, and expected payout. Check the issuer’s full account agreement for account-standing, holding-period, and early-closure conditions; this summary does not establish that there are none.
Keep the account open and eligible through payout. Review the full account agreement and promotion for any additional holding or early-closure conditions before closing.
If the bonus does not arrive
Wait through the stated payout window, then ask the issuer which condition remains unmet. Keep your offer confirmation, qualifying posted transactions, and support case number. Share account documents only through the issuer’s secure channels.