How do I earn this bonus?
- Apply through the linked offer after checking eligibility.
- Complete $500 of eligible purchases within three months of opening.
- Keep the account eligible while waiting for the reward.
What counts—and what doesn’t.
Qualifying activity
- Purchases of goods and services; track the net amount after refunds.
Excluded or unsafe to assume
- Balance transfers, cash advances, money orders, wires and other cash-like activity; gambling; account-access checks; interest, fees, and unauthorized or fraudulent charges.
A balance transfer does not satisfy the purchase target.
Who is eligible for this offer?
Current holders of this card are excluded, as are previous holders who received its new-cardmember bonus within 24 months.
The reward is 20,000 points redeemable for $200 cash back. Application-channel offers may differ.
U.S. application; confirm address eligibility with Chase. Credit approval and bonus eligibility are separate decisions.
What fees could reduce the bonus?
No annual fee. Interest and transaction fees may apply; read current pricing before applying. A purchase bonus and introductory APR have separate requirements.
When does the qualification clock start?
Three months from account opening. Confirm the issuer’s exact deadline; card delivery does not restart the window.
When should the bonus arrive?
Allow six to eight weeks after qualifying.
A concrete example
Planning example: $200 + $200 + $100 of ordinary purchases reaches $500 before any returns.
Timing and availability
End date not stated. This is a dated offer snapshot. Confirm that the promotion is still available before opening an account.
Keep the terms. Track the steps.
Save this version of our summary with your dates and checklist. A later offer update will not rewrite your plan. Keep the official agreement and enrollment confirmation separately.
Use the date that starts this offer’s clock. Dates are estimates; confirm them with the issuer.
Read the terms saved in this plan
Saved in this browser, with no account required. Download a copy before clearing browser data. We do not send your dates or checklist to our server. Importing calendar dates may sync them through your calendar provider; its settings control notifications.
Your completion checklist.
Checkmarks are your notes, not confirmation from the issuer. Save a plan above to keep them with a specific offer summary.
Keep the terms with your checklist.
Save the official offer terms and your enrollment confirmation. Record the exact start date, qualifying activity, deadline, and expected payout. Check the issuer’s full account agreement for account-standing, holding-period, and early-closure conditions; this summary does not establish that there are none.
Keep the account open and not in default through fulfillment. Read the account agreement before making closure or product-change decisions.
If the bonus does not arrive
Wait through the stated payout window, then ask the issuer which condition remains unmet. Keep your offer confirmation, relevant statements or posted activity, and support case number. Share account documents only through the issuer’s secure channels.