How do I earn this bonus?
- Open the product page and confirm that the $500 online offer appears in the application before submitting it. The public offer warns that it may not be available if you leave that page, apply in a financial center, or call the bank.
- Make at least $5,000 in purchases within 90 days of account opening. Track when purchases post and leave room for returns or adjustments; confirm the qualifying total in your accepted card terms.
- Ask Bank of America how and when its cash rewards bonus will be credited; the public product page does not state a fixed payout date or a bonus-specific account-standing condition. Read your accepted terms and keep payments current.
What counts—and what doesn’t.
Qualifying activity
- At least $5,000 in eligible purchases during the 90 days after the new account opens, as the accepted offer defines purchases.
Excluded or unsafe to assume
- Do not budget balance transfers, cash advances, fees, or interest as purchases; the issuer presents those as different transaction types. Confirm the full exclusion list in your accepted application terms.
- A purchase later returned or adjusted may leave a shortfall. Reconcile the issuer’s posted qualifying amount instead of assuming the original charge still qualifies.
The $500 offer is tied to the online product-page path. The public page does not spell out all exclusions or a payout deadline; keep a copy of the accepted application offer and ask the issuer before relying on an uncertain transaction.
Who is eligible for this offer?
This is an online-only offer for the named business card. The public product page does not give a complete new-cardholder or prior-card bonus exclusion list. Confirm your business/application eligibility and the exact accepted offer before you plan the $5,000 target.
The application and approved account terms decide credit approval and welcome-offer eligibility. Do not assume that an in-branch, telephone, converted-card, or differently sourced application carries this $500 promotion.
U.S. business offer; confirm availability for your address and business structure. Account approval and bonus eligibility are separate decisions.
What fees could reduce the bonus?
No annual fee is stated on the official product page. Interest and transaction fees can still apply. Its pricing fields were not fully populated in the public page captured for review; read the rates and other charges shown in your actual application before borrowing.
When does the qualification clock start?
The purchase window is 90 days from account opening. Treat it as a day count, not an automatic three-calendar-month period. Confirm whether a purchase must post inside the window.
When should the bonus arrive?
Bank of America’s public product page does not state a fixed posting date for this $500 online bonus. Check the accepted offer and ask the issuer when qualifying cash rewards should appear.
A concrete example
Planning example: $5,000 of existing, ordinary business purchases could reach the advertised target if all are eligible and timely. A $500 return would reduce your planning total to $4,500; verify the issuer’s posted bonus total before spending more.
Timing and availability
Offer end date not stated; confirm the $500 online offer in the application. This is a dated offer snapshot. Confirm that the promotion is still available before opening an account.
Keep the terms. Track the steps.
Save this version of our summary with your dates and checklist. A later offer update will not rewrite your plan. Keep the official agreement and enrollment confirmation separately.
Use the date that starts this offer’s clock. Dates are estimates; confirm them with the issuer.
Read the terms saved in this plan
Saved in this browser, with no account required. Download a copy before clearing browser data. We do not send your dates or checklist to our server. Importing calendar dates may sync them through your calendar provider; its settings control notifications.
Your completion checklist.
Checkmarks are your notes, not confirmation from the issuer. Save a plan above to keep them with a specific offer summary.
Keep the terms with your checklist.
Save the official offer terms and your enrollment confirmation. Record the exact start date, qualifying activity, deadline, and expected payout. Check the issuer’s full account agreement for account-standing, holding-period, and early-closure conditions; this summary does not establish that there are none.
Keep payments current and check the accepted agreement for any bonus-specific account-standing, reward-reversal and closure conditions before changing the account. The public online offer does not state such a condition.
If the bonus does not arrive
This offer does not state a fixed public payout window. After completing the qualifying activity, check your accepted terms and ask the issuer when the reward is expected and which condition remains unmet. Keep your offer confirmation, relevant statements or posted activity, and support case number. Share account documents only through the issuer’s secure channels.