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SAVINGS ACCOUNT

Chase Savings℠: $200 maximum cash bonus

Chase Savings℠: $200 maximum cash bonus; $10,000 new money for $200, fund 30d · hold 90d. $5/mo · waivable. Check eligibility, exclusions, and payout steps.

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How do I earn this bonus?

  1. Enroll through the offer by October 14, 2026 and open a new Chase Savings account, subject to approval.
  2. Deposit at least $5,000 in qualifying new money within 30 days of coupon enrollment. The amount on day 30 sets the potential tier: $100 for $5,000–$9,999.99 or $200 for $10,000 or more.
  3. Maintain at least the balance required for that tier through day 90. Keep the account open and unrestricted while Chase processes payment.

What counts—and what doesn’t.

Qualifying activity

  • New money deposited from outside Chase and its affiliates within 30 days, then maintained at the required tier through day 90.

Excluded or unsafe to assume

  • Money already held at Chase or its affiliates. A balance below $5,000 earns no listed cash tier; falling below the selected tier during the hold can reduce or eliminate the bonus.
The easy-to-miss detail

The balance measured on day 30 sets the potential tier, and that tier must then be maintained through day 90. A direct deposit is not required, but a large held balance is.

Who is eligible for this offer?

Unavailable to existing Chase savings customers, people whose Chase savings account closed within 90 days or closed with a negative balance in the last three years, and people who received a new savings opening bonus within two years of the last coupon enrollment. Ownership can create additional limits.

The coupon is for one-time use and only one bonus is available per account. The new money cannot come from Chase or its affiliates.

U.S. savings offer; confirm availability for your address with the issuer. Account approval and bonus eligibility are separate decisions.

What fees could reduce the bonus?

$5 monthly service fee after at least the first two statement periods unless a waiver applies. Waiver paths include a $300 beginning-day balance, $25 in qualifying repeating transfers from Chase checking, a qualifying linked account, or an owner under age 25. Other fees may apply.

When does the qualification clock start?

The 30-day funding and 90-day maintenance periods start on coupon enrollment, not on the first transfer.

When should the bonus arrive?

Within 15 days after completing all savings requirements, with the account open and unrestricted.

A concrete example

Planning example: $10,000 received from an outside bank by day 30 and kept at or above $10,000 through day 90 can meet the listed $200 balance steps. Confirm fees and opportunity cost separately.

Timing and availability

Enroll by Oct 14, 2026. This is a dated offer snapshot. Confirm that the promotion is still available before opening an account.

YOUR BONUS PLAN

Keep the terms. Track the steps.

Save this version of our summary with your dates and checklist. A later offer update will not rewrite your plan. Keep the official agreement and enrollment confirmation separately.

Your completion checklist.

Checkmarks are your notes, not confirmation from the issuer. Save a plan above to keep them with a specific offer summary.

Keep the terms with your checklist.

Save the official offer terms and your enrollment confirmation. Record the exact start date, qualifying activity, deadline, and expected payout. Check the issuer’s full account agreement for account-standing, holding-period, and early-closure conditions; this summary does not establish that there are none.

Keep the required balance and account eligibility through payout. Read the current promotion and account agreement before moving money or closing the account.

If the bonus does not arrive

Wait through the stated payout window, then ask the issuer which condition remains unmet. Keep your offer confirmation, qualifying posted transactions, and support case number. Share account documents only through the issuer’s secure channels.

Sources: Chase offer terms ↗. Product names belong to their respective owners. No issuer endorsement is implied.