How do I earn this bonus?
- Enroll through the offer page by October 14, 2026.
- Receive $1,000+ in qualifying payroll, pension, or government direct deposits within 90 days of enrollment.
- Keep the account open and unrestricted for payout, generally within 15 days of completing requirements.
What counts—and what doesn’t.
Qualifying activity
- Employer payroll, pension, or government benefits deposited electronically.
Excluded or unsafe to assume
- Checks, Zelle/person-to-person payments, micro-deposits, self-transfers, wires, tax refunds, dividends, retirement distributions, and debit transactions.
A tax refund can count toward some fee-waiver electronic-deposit rules while not counting toward this bonus.
Who is eligible for this offer?
Existing Chase checking customers are excluded. Closed-account restrictions apply; one checking opening bonus per two years. Transfers from your own bank do not count.
No existing Chase checking account; no account closed within 90 days or with a negative balance in the last three years. One checking opening bonus every two years from the previous offer enrollment date.
U.S. offer; confirm availability for your address with the issuer. Bonus qualification does not guarantee account or credit approval.
What fees could reduce the bonus?
$15 monthly fee; waived with $500+ in qualifying electronic deposits per statement period, or another qualifying balance or linked-account condition. Bonus is reported as interest.
When does the qualification clock start?
90 days from offer/coupon enrollment—not necessarily your first paycheck.
When should the bonus arrive?
Within 15 days after completing all requirements.
A concrete example
Hypothetical: two $500 qualifying paychecks total $1,000. A $1,000 transfer from your own savings account does not replace them.
Timing and availability
Enroll by Oct 14, 2026. This is a dated offer snapshot. Confirm that the promotion is still available before opening an account.
Set an early target.
Uses a seven-day buffer. Confirm the exact deadline with your issuer; this tool does not check eligibility.
Your completion checklist.
Keep the official terms and supporting records privately. Checkmarks are your notes, not confirmation from the bank.
Keep the terms with your checklist.
Save the official offer terms and your enrollment confirmation. Record the exact start date, qualifying activity, deadline, and expected payout. Check the issuer’s full account agreement for account-standing, holding-period, and early-closure conditions; this summary does not establish that there are none.
Keep the account open and eligible through payout. Review the full account agreement and promotion for any additional holding or early-closure conditions before closing.
If the bonus does not arrive
Wait through the stated payout window, then ask the issuer which condition remains unmet. Keep your offer confirmation, qualifying posted transactions, and support case number. Share account documents only through the issuer’s secure channels.