How do I earn this bonus?
- Enroll through the offer page by October 14, 2026.
- Receive $1,000+ in qualifying payroll, pension, or government direct deposits within 90 days of enrollment.
- Keep the account open and unrestricted for payout, generally within 15 days of completing requirements.
What counts—and what doesn’t.
Qualifying activity
- Employer payroll, pension, or government benefits deposited electronically.
Excluded or unsafe to assume
- Checks, Zelle/person-to-person payments, micro-deposits, self-transfers, wires, tax refunds, dividends, retirement distributions, and debit transactions.
A tax refund can count toward some fee-waiver electronic-deposit rules while not counting toward this bonus.
Who is eligible for this offer?
Existing Chase checking customers are excluded. Closed-account restrictions apply; one checking opening bonus per two years. Transfers from your own bank do not count.
No existing Chase checking account; no account closed within 90 days or with a negative balance in the last three years. One checking opening bonus every two years from the previous offer enrollment date.
U.S. offer; confirm availability for your address with the issuer. Bonus qualification does not guarantee account or credit approval.
What fees could reduce the bonus?
$15 monthly fee; waived with $500+ in qualifying electronic deposits per statement period, or another qualifying balance or linked-account condition. Bonus is reported as interest.
When does the qualification clock start?
90 days from offer/coupon enrollment—not necessarily your first paycheck.
When should the bonus arrive?
Within 15 days after completing all requirements.
A concrete example
Hypothetical: two $500 qualifying paychecks total $1,000. A $1,000 transfer from your own savings account does not replace them.
Timing and availability
Enroll by Oct 14, 2026. This is a dated offer snapshot. Confirm that the promotion is still available before opening an account.
Questions before you apply
Does a tax refund count toward the Chase checking bonus?
No. Chase excludes tax refunds from this bonus, even though its monthly fee-waiver rules can treat them as qualifying electronic deposits. Track the bonus and the fee waiver separately.
Can I transfer my own money instead of moving payroll?
A transfer from another account you own does not meet the bonus direct-deposit rule. Qualifying employer, pension or government income is required.
Does the 90-day window start with my first paycheck?
No. It starts at offer enrollment. Confirm that date and the applied offer code before scheduling your deposits.
Answers checked September 11, 2026 against Chase’s official offer terms. Your enrolled offer controls; terms may change.
Prepare a useful bonus inquiry
Once the stated payout window has passed, gather the offer enrollment confirmation and qualifying deposit dates. Use the issuer’s secure support channel and ask: “Which requirement remains unmet, which transactions counted, and what payout timeline applies to my enrolled offer?” Keep the case number and response. This is our suggested recordkeeping workflow, not a promise of payment.
Compare this account’s requirements · Estimate the bonus after costs
Keep the terms. Track the steps.
Save this version of our summary with your dates and checklist. A later offer update will not rewrite your plan. Keep the official agreement and enrollment confirmation separately.
Use the date that starts this offer’s clock. Dates are estimates; confirm them with the issuer.
Read the terms saved in this plan
Saved in this browser, with no account required. Download a copy before clearing browser data. We do not send your dates or checklist to our server. Importing calendar dates may sync them through your calendar provider; its settings control notifications.
Your completion checklist.
Checkmarks are your notes, not confirmation from the issuer. Save a plan above to keep them with a specific offer summary.
Keep the terms with your checklist.
Save the official offer terms and your enrollment confirmation. Record the exact start date, qualifying activity, deadline, and expected payout. Check the issuer’s full account agreement for account-standing, holding-period, and early-closure conditions; this summary does not establish that there are none.
Keep the account open and eligible through payout. Review the full account agreement and promotion for any additional holding or early-closure conditions before closing.
If the bonus does not arrive
Wait through the stated payout window, then ask the issuer which condition remains unmet. Keep your offer confirmation, relevant statements or posted activity, and support case number. Share account documents only through the issuer’s secure channels.